Helping Florida Policyholders
Tampa Sinkhole and Property Damage
Homeowner Insurance Claims
With two offices in Tampa, Tom W. Thompson, Esq. has more than ten years
of experience handling insurance claims. In 2004, Mr. Thompson left the Army
Judge Advocate General’s (“JAG”) office to enter private practice. For
five years, Mr. Thompson worked for a large insurance defense firm where he
defended insurance companies for all types of claims.
After learning the defense side, Mr. Thompson established a firm focused on
handling homeowner and business’ insurance claims against many of the
same insurance companies he used to work for. The Thompson Trial Group,
P.A. focuses on assisting Florida residents, property owners, and
businesses with their insurance claims and we have developed a
particular specialty in sinkhole litigation.
We are dedicated to representing clients who have received improper
denials of coverage or received unfair settlements from their insurance
companies for property damages or loss to their home or businesses.
We have earned a reputation for aggressively handling sinkhole and other
property insurance claims.
If you suspect that your home may be experiencing sinkhole related
damage, do not wait; contact our office immediately for a free
consultation. We will have your home inspected by a team of
professionals to determine whether you have a claim.
In Florida, sinkholes are responsible for devastating losses to
homeowners and property owners, and exist throughout Florida.
Signs of sinkhole activity around a home could include the following:
• Cracking in a "stair step" pattern on your home
• Cracking in the ceiling and wall separations
• Cracks on pool decks
• Uneven floors or pavement
• Doors and windows that don't open or shut properly
• Depressions in your yard.
However, these signs do not always mean that a sinkhole exists and that
the homeowner has a sinkhole damage claim under a homeowner’s policy.
Our attorneys can provide advice on whether there is coverage under a
homeowner’s policy for sinkhole damage sustained to a home or property,
and if need be, litigate any disputed issues involving homeowner’s or
First and Third Party Insurance Claims
Florida insurance law is complex. It is critical to contact a competent
attorney if you have been seriously injured. Insurance companies may try
to deny your claim outright or make smaller offers than you may be
entitled to. With our background and experience with these claims, we
will help you receive a fair settlement.
When you or a loved one has been injured due to the negligence of
another, depending on the circumstances of the accident, it is likely
that another person’s insurer will be responsible for the damages. We
have an extensive history dealing with both first and third-party
insurance claims and have even been asked to speak to insurance
companies about how to handle these cases.
There are two central categories of Florida insurance claims:
1. “First Party Claims” are claims you make concerning your own
insurance policy. A typical first party claim is one for collision
coverage under your policy to fix your vehicle. Similarly, claims for
Uninsured/Underinsured Motorist benefits are first party claims. In
these cases, you seek payment from your own insurer after an automobile
accident if the at fault party either did not have insurance or did not
have sufficient coverage to adequately compensate you for your injuries.
2. “Third Party Claims” are claims pursued against another person’s
insurance company. For example, when you are hit by a negligent driver,
the claim for personal injuries made against the other driver’s insurer
is a third party claim. Similarly, if you are injured as the result of a
slip and fall or trip and fall at a restaurant (assuming you do not own
the restaurant), negligence claims made against the restaurant’s insurer
are third party claims.
With our experience handling these types of cases, we are comfortable
with the technicalities involved in Florida law. Given the opportunity,
we will aggressively seek the best possible result for you or your loved
How to Apply for Insurance Benefits
When an Insurance Company Denies your
What happens after you make a Sinkhole Claim?
What should I do if my Insurance Company
denies my Sinkhole Claim?
What to do if my Insurance Company only
offers to pay for above ground or cosmetic damages?
What happens if my Insurance Company confirms
Sinkhole Activity or a Sinkhole Loss?
Will I lose my insurance coverage for making
a Sinkhole Claim?
Should I accept the repairs my insurance
What is a fraudulent Sinkhole Claim?
Should I submit a Proof of Loss Form?
What is a Neutral Evaluation of a Sinkhole Claim and how do I prepare
for a Neutral Evaluation?
Why do sinkholes form?
My yard is settling... do I have a sinkhole?
I think I have a sinkhole in my yard. What should I
How long does it take for the sinkhole to stop growing?
How do I fill in a sinkhole?
A sinkhole just opened in the middle of my street... who should I call?
A sinkhole opened in my next door neighbor's yard...should I be
Will watering our lawn lower the water table level and thus, cause
sinkholes to develop in our neighborhood?
Is there a government agency that will come and inspect my sinkhole?
Is there a government agency available to help fix a hole on my
403 N. Howard Ave.
Tampa, Florida 33606
4725 N. Lois Ave.
Tampa, Florida 33614
|2100 W Dr. MLK
Tampa, Florida 33607
Based in Tampa, Thompson Trial Group, P.A.,
represents clients throughout Florida such as St. Petersburg,
Clearwater, Lakeland, Thonotosassa, Plant City, Lutz, New Port Richey,
Largo, Zephyrhills, Riverview, Valrico, Seffner, Temple Terrace, Naples,
Hillsborough County, Pinellas County, Pasco County, Polk County,
Seminole County and throughout the Central Florida Gulf Coast area